1. Consolidate your policies
placing your homeowners or renters insurance and insurance on your car with the same insurance company can save you 5% to 15% of the insurance premiums you. Plus, you & 39; ll only one company to deal with.
2. Deductible
the Increase your deductible is the amount you have to pay in the direction of your claim before the insurance company would pay. By increasing your deductible, you lower your insurance premiums. An increase from $ 200 to $ 500 only can save you up to 30% on your car insurance.
3. Get safety discounts
most insurance companies will give you a discount on safety features such as air bags, combat lock brakes, automatic seat belts.
4. Get Security discounts
you can get a good-sized car after deduction of the warning against theft device, or disabler electronic car.
5 installed on your own. Get low mileage discounts
most insurance companies will give you low mileage discount if you drive your car less than the average driver.
6. Ask about discounts
insurance other companies offer all kinds of discounts - discounts, senior discounts, safe driver, driver education discounts, good student discounts, and discounts military, and law enforcement discounts. Ask the insurer for all the discounts that are available to them and you have included in your policy.
7. About car
cars purchase low cost much to repair, such as high-end sports cars, and cars targeted by thieves, and cost much more than that to secure less expensive late model sedans.
8. Maintaining good credit rating
believe it or not, is the classification of your credit now used by some companies to rate your insurance premium. Bits reduced premium, and we look at your credit classification and see if you can improve it, or choose a company that does not use credit ratings to the judge risk.
9 credit insurance. Drop collision and comprehensive coverage coverage
collision pay for the repair of your car when you are in an accident, and comprehensive coverage pay for repairs caused by fire, vandalism, harsh climatic conditions. If your car is less than the value of your insurance premium in addition to your deductible, it& 39;s probably not worth carrying collision and comprehensive coverage.
10. Compare quotes
because rate insurance prices can vary from hundreds of dollars from one company to another, and compare prices and choose the cheapest one is the best way to save money on your auto insurance. Instead of spending hours of your time calling on the telephone companies or go to their web site, go to the insurance comparison site where you can obtain quotes from a number of companies to minutes.
visit http://www.lowerratequotes.com or click on the link following for auto insurance rate quotes from the highest proportion of companies and see how you can save a lot. You can get more auto insurance tips in the materials section, and get answers to your questions from insurance experts by using their chat service.
the author, Brian Stevens, the former insurance agent and financial adviser who wrote a number of articles on auto insurance tips. tyesha louise
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